Should I buy Rental Car Insurance?

June 28, 2018

Car Rental Insurance

  You are excited about your vacation and finally get to the rental car counter when you are told why you need to sign up for their rental car insurance plan. All types of potential consequences that may impact your own insurance. To quickly get on with your vacation plans, you buy the insurance. We all second guess whether we need rental car insurance or not. Things to Check Auto insurance policy. Ask our professional insurance agents at Anderson-Watkins Insurance. They will look at your auto policy to determine if you already have insurance coverage for the rental car. Liability insurance typically carries over when you’re driving a rental car. Confirm you are comfortable with the limits you have for coverage. Comprehensive and Collision coverage insurance pays for non-driving expenses (theft, fire or vandalism) and helps pay for damage to your car from a crash whatever the cause. The biggest thing you should ask is if there is coverage for loss of use of the car if damaged while you are renting it. Home insurance policy. Are your belongings covered wherever you take them? The rental car insurance for personal effects coverage can then be declined. Health insurance policy....

Read More

“Back to School” Student Insurance Tips for Parents

September 5, 2017

Student Insurance for Cars and Personal Property

Fall is an exciting time of year for many parents and students eager to head off to college. Is your family member covered for student insurance for their car or personal property while they are away? Moving away from home for the first time can be stressful for both parents and children. It’s one thing to know that your kids are safe and sound when they were living in your house, in a town or city with which you are probably very familiar. It’s another thing altogether when your teen moves to a different state or part of the country. While some concern is natural, there are some things that parents can do to help relieve some of that stress. One important step is to make sure that they have the right type and amount of insurance protection for their college bound children. By making a few quick calls and asking your insurance agent some basic questions about coverage, parents can rest a little easier knowing that there will be no surprises down the road. Q -Is my college student’s personal property covered under my insurance? A – Most homeowner’s policies will cover the personal property of children living...

Read More