Can I use my own dentist? How much will I pay monthly for a policy? Are there waiting periods for procedures?
Like Health Insurance, you have choices when it comes to Dental Insurance: Indemnity or Managed Care plans. An Indemnity plan offers a broader selection of dental care providers and pays their share of the costs for covered services only after they receive a bill. A Managed Care plan uses dentists within a network who agree to perform services for patients at a pre-negotiated rate, and will submit the claims to the dental insurance company for you.
Some dental plans will also offer services for oral surgery, dental implants or orthodontics. Anderson-Watkins Insurance professional agents will help you determine the best plan for your dental insurance needs. Everyone is unique and there is not a one-size-fits-all plan. Contact us today to learn more about your options at 207-856-5500.
Dental Insurance benefits include:
- Regular checkups and cleanings
General dental health services