We don’t know how long we will live or what our life will be like when we get older. Long-Term Care Insurance covers long-term services and support (personal and custodial care) either in your home or a long-term care facility. It is a financial protection for you and your family.

Long-Term Care Costs are determined by:

  • How old you are when you buy the policy.
  • The maximum amount that a policy will pay per day
  • The maximum number of days or years the policy will pay.
  • The maximum amount per day times the number of days determines the lifetime maximum amount that the policy will pay.

Long-Term Care is costly. If you want financial protection for your family, talk to an agent at Anderson-Watkins Insurance today at 207-856-5500.

What do Long-Term Care Insurance policies cover?

  • Nursing home care
  • Assisted living care
  • Adult day care services
  • Home care
  • Home modification
  • Care coordination
  • Future services options