Umbrella insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as homeowners and auto insurance. What would happen if you are sued for something that occurred at your home and the costs of the lawsuit exceeds the liability coverage in your homeowner’s policy? You never know when a loss will exceed your policy’s limit. Unfortunately, we live in a time where lawsuits happen frequently and the limits you have on your policies may not be enough to cover the cost.
Umbrella insurance premiums are reasonably priced and provide you with an additional $1-5 million in liability protection, or more!
Anderson-Watkins Insurance professional agents will advise you on umbrella insurance policy options to provide this added protection. We will make sure it’s actually what you need based on the asset information and risk assessment you provide us. We care about our clients and want to make sure you are covered when the unexpected happens.
Contact Anderson-Watkins Insurance to learn more about umbrella insurance at 207-856-5500.
Umbrella Insurance can help cover you when you need it most.
It will pay those costs that exceed your underlying policies’ liability limits.
- It will protect you from major lawsuits by helping with attorney fees and other court costs.
- It will protect your assets if damages and legal costs exceed the liability limits of your policies.
- It may help cover international liabilities as well.